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Day 3 of the Kraken Card

March 4, 2026

Day 3 on the Kraken Card! Today I bought lunch at work with Bitcoin — around 27,000 sats for lunch and a cake. These micro-transactions are becoming so seamless.

The Cashback Conundrum

I noticed Krak just announced a 1% cashback for getting your salary paid directly into Krak. Interesting move — clearly going after Strike and Bill Pay.

However, the current functionality has a hurdle: I can't pay my regular bills directly from Krak yet. To get the 1% cashback, I'd have to deposit my salary into Krak, then withdraw it back to my main bank account to cover standing orders. The extra step makes the 1% questionable in value right now.

But I love seeing this innovation! Once Krak (or similar) integrates bill payment, these cashback incentives will be a real game-changer.

Why Now?

With Bitcoin prices at a turning point, there's never been a better time to start living on the Bitcoin standard.

Read previous days: Day 2 | Day 1