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Day 4 of the Kraken Card

March 5, 2026

An interesting move from Kraken dropped today — and I'm seriously considering it. I've now holding my day-to-day spending money on Kraken and using the debit card for all of my personal costs.

Living for Free

I deposited £750 worth of Bitcoin a few days ago, and it's now worth £820 — despite paying for coffees, lunches, and other day-to-day expenses. So basically, I've been living for free.

That's the power of holding Bitcoin while you spend it. The appreciation covered my costs.

Why Kraken Works

Pretty good deal if you ask me.

The Bigger Picture

This is what living on the Bitcoin standard actually looks like. Not just hodling — but using Bitcoin as money. Every coffee, every lunch, every purchase becomes a tiny investment because the Bitcoin you didn't sell goes up over time.

Combine that with cashback, zero fees, and the ease of a debit card, and you've got a pretty compelling setup.

Helps when you buy the local bottom, obviously. But even then — the infrastructure is finally here.

Read previous days: Day 3 | Day 2 | Day 1